Bonds Reviews
Bonds Customer Reviews (10)
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Bonds Features and Benefits
Key Features and Benefits of Bonds in Australia:
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Face Value and Coupon Rate:
- Face Value: The amount the buyer receives on the maturity date, typically $100 per bond.
- Coupon Rate: The interest payment expressed as a percentage of the face value, paid periodically (e.g., annually or semi-annually).
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Maturity Date:
- The date the investor receives the face value of the bond, along with the final coupon payment.
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Tax Efficiency:
- Internal Taxation: Bonds are internally taxed at a flat rate, which can be advantageous for high-income earners. For example, an Investment Bond with $20,000 income might have 30% taken as tax, leaving $14,000 to grow the value of the bond.
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Franking Credits:
- Franking credits can reduce the internal rate of tax, potentially lowering it to as low as 15% instead of the traditional 30% rate.
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Diversification Benefits:
- Bonds offer diversification benefits in an equity-dominated portfolio, providing a low-risk asset class that can mitigate downside risks, particularly in a recessionary environment.
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Fixed Income:
- Most bonds provide fixed income, which can be spent or reinvested. This fixed income is often higher than short-term savings rates and can be a hedge against economic slowdowns or deflation.
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Liquidity:
- Bonds are generally liquid investments, easily bought and sold in the secondary market. This allows investors to access their funds without incurring break fees or penalty interest.
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Capital Preservation:
- Bonds repay principal at a specified date (maturity), making them appealing to investors who do not want to risk losing capital and those who must meet a liability at a particular time in the future.
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Inflation-Linked Bonds:
- These bonds offer protection against inflation by adjusting interest payments based on inflation rates, ensuring the purchasing power of the bond's income remains stable.
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Investment Options:
- Investment Bonds offer diverse investment options, including equities, fixed interest, shares, property, and a range of diversified investment options available within the product.
Bonds Pricing
Bonds.com.au offers the following pricing options:
- Express Shipping: $9.95 Australia-wide.
- Pick Your Day Shipping: $5.50 for Weekday evening delivery, $7.70 for Saturday delivery for orders over $59.
- Returns: 60-day returns policy.
About bonds.com.au Payment Method?
"Bonds.com.au" offers two main payment methods. The first one is Google Pay, which is a fast, simple way to pay in millions of places – online, in stores, and more. It brings together everything you need at checkout and keeps your information safe and secure. You can manage your account wherever you want – on the web or in the app. The second method is Afterpay, a payment service which allows flexible payment plans for your online purchases. You can purchase your favourite items online today and enjoy the convenience of paying them off after you receive them, in four equal installments over 8 weeks. Afterpay orders are delivered as per the regular Standard delivery timeframes. All new Afterpay customers are required to make their first payment at the time of purchase, with the remaining three payments deducted automatically each fortnight over the remaining 6 weeks. After the first purchase transaction, each further payment will be debited exactly 14 days later, unless voluntary payments are made. At any time, you can log in to your Afterpay account to view your payment schedule and make a payment before the due date. If you do not log in and make a payment, Afterpay will automatically deduct the installments from your debit or credit card each fortnight. Afterpay will not charge you any interest on your purchase. If you use a credit card, any interest related to your credit card will be subject to your individual agreement with your financial institution..
Bonds FAQs
Bonds Alternatives
Here are some alternatives to bonds.com.au:
- Real Estate Investment Trusts (REITs): These act like bonds and fixed-income products, but are slightly different. They provide potential income generation and low barriers to entry.
- Real Estate Crowdfunding Companies: These offer a way to invest in various REITs starting at just $10.
- Preferred Stocks: These are another bond alternative that can provide regular income and lower risk.
- Dividend Stocks: Individual stock investing can be much more volatile than a fixed-income play like bonds.
- Fixed Annuities: These are a type of insurance contract that pays the holder a guaranteed interest rate on their contribution.
- High-Yield Savings Accounts: These accounts offer higher interest rates than regular savings accounts.
- Real Estate Debt: This involves investing in the debt of real estate projects rather than the equity.
- Worthy Bonds: These are bonds that fund loans to American businesses.
- NS&I Premium Bonds: Good for those who want the chance to win big.
- Chip Prize Savings Account: A small chance of winning big and no guaranteed interest.
Please note that each alternative has its own set of risks and rewards. It's important to do thorough research before making any investment decisions.
What is the shipping cost for Bonds’ members?
What is the shipping cost for Bonds’ non-members?
How long does shipping take for Bonds orders?
How long do I have to return my Bonds order?
Does Bonds offer free returns?
How can I track my order on Bonds.com.au?
To track your order on Bonds.com.au, you need to enter your order number (not tracking number) to check the status. As soon as your order has left their warehouse, Bonds will send you a shipping notification email. For Australian deliveries, this email will contain your eParcel tracking number which you can use to track the progress of your order through the Australia Post website. Please note that it often takes up to 4 hours for it to be searchable in the system.
About bonds.com.au Prices and Cost?
"Bonds.com.au" is an online store that offers a wide range of clothing and underwear for women, men, kids, and babies. They often have sales where you can find items at discounted prices. For example, they offer 40% off on women's, men's, kids', and baby items. They also have a sale section on their website where you can find items at reduced prices. The prices are marked on the website and the discounts apply to the recommended retail price (RRP). The discounts are not in addition to other offers or multi-buy offers. Please note that the prices and availability of items can change, and it's best to check the website for the most current information..
About bonds.com.au Popular Products and Services?
"Bonds.com.au" is an online store that offers a wide range of clothing and underwear for women, men, kids, and babies. They are known for their comfortable and affordable products. Some of their popular categories include tees, hoodies, socks, underwear, bras, trunks, briefs, trackies, shorts, activewear, swimwear, and sleepwear. They also have a special collection called Zip Wondersuits for newborns and toddlers. In addition to clothing, they offer a wide selection of socks and tights for men, women, kids, and babies. They frequently have sales and discounts on their products. If you're looking for comfortable and affordable clothing for the whole family, bonds.com.au is a great place to shop..
What is the delivery time for Bonds.com.au?
For Bonds.com.au, once your order has left their warehouse, standard delivery can take up to 7 business days. If you choose Express shipping, it usually takes up to 2 business days to be delivered. They also offer a Pick your day delivery option which will be delivered in the requested time selected, either on a weekday evening or Saturday. Please note that these delivery times are applicable for orders within Australia.
bonds.com.au Return Policy?
Bonds.com.au offers free returns for 60 days for all Australian orders. You can return all orders, including online ones, to your nearest Bonds stores. However, items purchased more than 60 days ago, used items, washed items, and items without the original tags/labels attached cannot be returned. Certain items like underwear, gift cards, masks, personalised items, international orders, swimwear without the hygiene sticker attached, non-Bonds products such as hosiery, and items marked as excluded from change of mind returns on the website or purchased from the Outlet section of the website cannot be returned.
As for the shipping policy, free shipping is available on all orders for Bonds & Me members when shipped to an Australian address. For non-members, free standard shipping is offered Australia-wide on orders over $59, or for $6.95 on orders under $59. Express shipping is $9.95 Australia-wide. The estimated delivery timeframe for international orders is up to 14 business days. Please allow an additional 5 business days for personalised items to be delivered. Express shipping is unavailable for personalised items due to the time it takes to custom print each design..
What is Bonds & Me?
Bonds & Me is a loyalty program offered by Bonds, a popular clothing brand. The program rewards members with great discounts, nice perks, and VIP treatment. It features a three-tiered discounting system, where the benefits increase with each level. The tiers are determined by the members' annual spend threshold. Benefits include birthday vouchers, free shipping, priority access, and event invitations. Members also get to preview new products and offers. To become a member, one needs to subscribe to their emails. Please note that the program's terms and conditions apply..
How do I become a member of Bonds & Me?
To become a member of Bonds & Me, you need to join their Loyalty Program. This program offers great discounts, nice perks, and VIP treatment. There are three levels of membership, each offering different rewards and discounts. The levels are determined by your annual spend threshold. The benefits include birthday vouchers, free shipping, priority access, and event invitations. The discounts are tiered according to member spend, allowing Bonds & Me to reward their most loyal members while not excluding lower-tier members. The member engagement status is re-evaluated every year, and the threat of a potential downgrade can often encourage members to repeatedly engage with Bonds for fear of losing access to their benefits. To join, you need to subscribe to their emails. Please note that only one membership per person is permitted.